October 2, 2026

How to Start a Service Business to Replace Your Income, Step-by-Step

Starting a service business on the side is one of the fastest ways to build extra income. It’s flexible, low-overhead, and you can probably start with skills you already have.

“I had a lot of drive underneath me,” Abbey Ashley told me, about starting her service business back in 2013. “I was super pregnant and I hated my job so much,”

Abbey started offering her services as a virtual assistant, and connected with her first clients at local networking events in Washington, DC. My the time her maternity leave was up–just a few short months–Abbey had booked enough work to not have to go back to that job she hated.

On top of that, she only had to work 20 hours a week to do it, and could work from home.

There are almost no barriers to entry to starting a freelance service business, and the startup costs are minimal. (All Abbey did was make business cards for networking.)

In fact, it was a service business, a house painting business in my case, that was one of my first entrepreneurial adventures.

Over time, Abbey scaled her virtual assistant business from just herself at $20-30 an hour, to her own little virtual agency, to $75 an hour and up for some specialized work.

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From Virtual Assistant to Service Business Trainer

Before long, the questions started coming in from friends and peers:

How can I do what you do?
How can I work from home and set my own hours?
How can I do work I enjoy?

In response, she built up a complete training program for would-be virtual assistants. She’s helped thousands of people start their own service businesses and has built a thriving free community of virtual assistants. 

If you want to dive in deeper, check out her free training called Become a Booked Out Virtual Assistant. (That’s an affiliate link; if you buy her full program, I’ll receive a commission.)

What Service Can You Offer?

“I didn’t come in with a ton of skills,” Abbey explained, “but I started to look at what I could do that other business owners need.”

Some of the first tasks she started doing for business owners included:

Posting on Instagram, Facebook, and other social media platforms
Writing blog posts and updating website content
Handling appointment bookings and phone calls

A lot of the tasks business owners need to get off their plates aren’t rocket science. She was able to do almost everything asked of her with the skills she had from her day job, and in the cases she was tasked with something new, the business owner provided training.

“Even if they’ve never hired for that role before, they have a process for it,” Abbey explained. This is my experience as well from hiring freelancers. In most cases, I have a process I’m already executing, but just want to start delegating it.

The 3 Column Method

To begin building a potential menu of services, Abbey recommended this exercise. On a piece of paper with 3 columns, make 3 lists:

Skills you enjoy.
Skills you don’t enjoy.
Skills you don’t know how to do yet but are interested in learning.

I think you’ll come up with a broader spectrum of skills than you might have ever thought you had.

The Freelance Marketplace Method

If you’re struggling for ideas, just head over to a large marketplace for freelancers, such as Upwork or Fiverr. Look at the categories and sub-categories on these sites and the skills freelancers are offering. I’m sure you’ll several skills that you also have.

One interesting point–and counter to the usual advice to “niche down”–was that Abbey recommended starting out as a general virtual assistant. In the early days of your business, let the clients steer the role you play, and over time you’ll learn the tasks you really love and are efficient at.

How to Get Your First Customers in Your Service Business

First of all, Abbey recommended joining her Virtual Savvies Facebook Group. At press time, there are more than 30k members, with job opportunities getting shared daily. In addition, it’s always helpful to have a support network of other virtual assistants to talk to.

Start with Your Network

Abbey recommended starting conversations about your new service business with friends and family too. Even if they’re not in the position to hire you, there’s always the chance they know someone looking for help. Word-of-mouth is a powerful marketing tool.

Don’t limit yourself to just the online space. As you go about your day, you might encounter other people locally who could use your help. It always just starts with being curious, listening, and trying to find the potential areas in their business you might be able to serve.

Abbey also said to put yourself out there and let business owners know what you’re doing. “Most of us know at least one small business owner, talk to them first,” Abbey said. In most cases, they’ll be excited to see someone else jumping into entrepreneurship!

Local Meetups and Networking Events

Check your local Meetup groups too. There are always networking events for entrepreneurs and other meetups you can attend to introduce yourself to other entrepreneurs and business owners.

Abbey said you can just introduce yourself and explain what you do, and they’ll think about you if they need a virtual assistant. “A lot of times it does sell itself,” Abbey said.

High-End Client Targeting

Abbey shared something she calls “High-End Client Targeting.” This is the “give-first” technique she used to land her biggest client and helps her students land well-paying clients as well.

If you know of someone you would love to work for, there are some steps you can take to get noticed and possibly get hired. Start by paying attention to them if you’re not already. Read their blog, listen to their podcasts, and so on. There is a good chance they will bring up holes and pain points in their business.

For example, they might mention they have never had success using Pinterest. If you have experience with Pinterest, this is the perfect opportunity to offer them a service to solve their pain point.

Create some Pinterest-optimized images for their recent content, and send those free of charge over email. It’s a great way to break through the clutter and give value first. You can mention that you offer Pinterest management services if they’re interested.

Even if it doesn’t turn into a job with that customer, it usually turns into a relationship. Making a positive first impression like that is a good way to become top-of-mind should they know someone else who could use your services.

Pricing Your Service

When Abbey landed her first client, she had a mix of emotions. She was elated to have a client, but also knew she had to work out some details–like contracts and payments.

She came up with her own pricing by looking up what other virtual assistants were charging, and how they were pricing their packages. She landed on a rate of $30 per hour. For general virtual assistants, she advised not starting below $20 an hour.

Abbey started off selling “bundles of hours” as this was what other VAs were doing. She sold packages of 10, 20, or 40 hours, and drew up a contract with payment details and terms.

For new service entrepreneurs, she recommended working backward from your goal income, and keeping in mind how many hours you have available to work and setting aside money for taxes.

As far as a legal entity, Abbey worked as a sole proprietor when she started working as a VA, and her location just required a $30 home business occupation permit. Of course, rules and regulations vary country by country, state by state, and city by city.

How to Expand and and Scale Up Your Service Business

Working as a virtual assistant or any service business is still trading time for money, which turns some entrepreneurs off. “I already do that at work!” Abbey countered with the fact that, “Yes, it’s still trading time for money, but you get to do it from the comfort of your home without the 2-hour commute.”

There are several ways to grow a service business, including:

Raising your rates
Creating “productized” packages
Creating a digital product DIY guide for clients who don’t want (or can’t afford) to work with you one-on-one.
Hiring subcontractors to do the work.

“Most of my students end up forming a mini-agency,” Abbey explained. This was the model she pursued in her virtual assistant business, and eventually had a team of 4 subcontractors. As the project manager and team leader, you’re responsible for booking work, client communications, and managing the entire process.

Next Steps

Abbey’s #1 tip was to give yourself some grace. We’re bound to make some mistakes and face some challenges along the way; that’s life! Give yourself some grace, pivot to the next thing, and keep going.

If you want to dive in deeper, check out her free training called Become a Booked Out Virtual Assistant. (That’s an affiliate link; if you buy her full program, I’ll receive a commission.)

Episode Links

Virtual Savvies Facebook Group
Become a Booked Out Virtual Assistant
Meetup

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17 Real Ways to Get Paid for Your Data: Up to $500 a Year

One of the easiest side hustles to get started with is getting paid to share your data.

Big data is big business, generating an estimated $270 billion by 2026.

And as individuals, we create a lot of data every day. Every Internet search we make, every location we visit, every tap of our phone, even the words we speak — it all creates data. (An estimated 146MB per person per day!)

For decades, we’ve freely given that data away to big companies like Google and Facebook. But that doesn’t mean it doesn’t have value.

In fact, several reputable companies will now pay you for your data. In this post, I’ll outline my top picks to make money from the data you generate every day.

Ready? Let’s do it!

Best for Passive Earning
Set it and Forget It
Highest Cash Back Potential

4.0

4.0

4.8

Earn up to $60 in free Amazon gift cards every year.

Earn around $10 a month sharing data with your permission.

This long-running cash back app rewards you for buying the stuff you normally would. Use our referral link below to get a $5 bonus when you scan your first receipt.

Best for Passive Earning

4.0

Earn up to $60 in free Amazon gift cards every year.

Set it and Forget It

4.0

Earn around $10 a month sharing data with your permission.

Highest Cash Back Potential

4.8

This long-running cash back app rewards you for buying the stuff you normally would. Use our referral link below to get a $5 bonus when you scan your first receipt.

1. Nielsen Computer & Mobile Panel

Nielsen is one of several companies that will pay you just to install their apps and run in the background on your devices.

These are low-maintenance, low-overhead ways to pretty much get paid do nothing.

You can install the app on your computer, smartphone, and tablet. As Nielsen tracks your Internet usage, you earn points — worth up to $60 per year. Users can redeem points for gift cards or cash out via PayPal.

(Yes, this is the same Nielsen that’s been reporting TV ratings data for decades.)

According to one Google Play reviewer: “It’s simple to use and lightning fast to cash out. Just let it sit there on your device and when you have enough points, redeem them.”

The most common complaint is that it can slow down your device.

2. Take Online Surveys

These aren’t quite as “set it and forget it” as the options above, but are an easy way to get paid to share your opinion.

(Many Side Hustle Nation members report using these apps from their couch in the evenings.)

Here are some of our top picks.

Swagbucks – Earn up to $35 a survey with this mega-popular app, and get a $10 bonus just for signing up!
Survey Junkie – Take 3 surveys a day and earn up to $100 a month.
KashKick – Get paid to answer surveys, test games, and try new products.
InboxDollars – Get a $5 bonus just for signing up!
American Consumer Opinion – Join millions of free members and earn up to $50 per survey.
Branded Surveys – One of the best-rated survey sites with millions paid out.

3. Caden

Caden is another newer app, and is earning me over $10 a month on autopilot

The app turns your phone into an income generating asset, by sharing data with your permission.

At press time, it was iOS only. Check out our full Caden app review to learn more.

4. Pogo

The free Pogo app is one of my latest finds. By sharing your location and credit card transaction data, Pogo gives you points that you can cash out to PayPal or Venmo.

Just enable location tracking and link your bank account credentials when you sign up.

You’ll start to receive location-based rewards as you drive around town, and other points for your credit card spending. Based on my results so far, I expect Pogo to be worth around $5-20 a year. 

Check out my full Pogo app review to learn more.

5. Fetch Rewards

Many cash back apps will basically give you free money just for tracking the spending you’re already doing.

For example, Fetch Rewards is a favorite of mine. All you have to do is snap a picture of your grocery receipts after your shopping trips.

Easiest to Use


Fetch

4.8

Get cash back for every receipt, plus bonus payouts for buying specific products and brands. Use referral code FETCH300 to get 300 free bonus points added to your account.

Pros:
Super easy to useTons of cash out optionsEarn more from popular brands
Cons:
$0.02 minimum receipt value is on the lower endSome rewards have high minimums

Why are they paying for pictures of your receipts? I’m not really sure, but I also don’t care if strangers know what food we bought.

Eventually you’ll earn enough points to cash out for a gift card. In our house, it probably adds up to around $10-20 a year, but I’m sure other shoppers earn much more.

I usually opt for the Amazon gift card options, but Starbucks, Apple, Target, Home Depot, and lots more are available as well.

6. Ibotta

Ibotta is one of the longest-running cash back apps, and one I still every week to check for extra cash back on our grocery purchases.

The drawback is you still have to scroll through each store’s listing and choose the products you bought. Then, you snap a picture of your receipt and watch the cash back hit your account.

According to Ibotta, people who use the app every month earn over $130 a year!

(You can cash out via gift cards or PayPal.)

7. MobileXpression

Similarly, the MobileXpression app records your smartphone usage habits. The money making app has over 1M downloads, and has paid out over $5 million.

In exchange for sharing this anonymized data, you’ll earn weekly credits redeemable for gift cards to popular retailers.

They’ll even give you a free $5 Amazon gift card after your first week (if you’re in the US).

The company behind MobileXpression, Comscore, is publicly traded and has been in business since 1999.

8. NCP Mobile

Earn gift cards when you use the National Consumer Panel Mobile app to snap pictures of the barcodes of the products you buy. This is a great one to stack with Fetch and Ibotta.

9. Marble

Marble is the first and only “rewards program” for insurance.

Marble lets you sync your home, renters, auto, and pet policies in one dashboard, and then pays you up to 5% cash back on your premiums.

They’ll even give you a $5 bonus when you add your first policy.

Since you have to have many of these coverages already, getting paid for them is like getting free money.

10. Honeygain

I’ve seen a lot of buzz lately around a new app called Honeygain.

According to the site, you can earn up to $50 a month when you share “your unused net traffic with data scientists.”

Just install the app (available on Windows, MacOS, and Android), connect it to the Internet, and earn rewards passively.

On average, it takes users 48 days to reach $20.

Get a $5 bonus to start.

Before you get started though, make sure you’re truly on an unlimited plan—it sounds like this could chew through a lot of bandwidth in a hurry!

11. SavvyConnect

Using “safe, cutting-edge technology to collect data as you surf the web,” the SavvyConnect VIP program pays you up to $5 a month per device.

That means when you connect your smartphone, tablet, and desktop/laptop — and remain active in the SavvyConnect community — you can earn $15 a month or $180 a year.

12. CoinOut

CoinOut won’t replace your day job, but could pay you up to $36 a year for uploading your shopping receipts.

It’s easy to use and you can cash out for an Amazon gift card as soon as you earn your first $3 worth of coins.

Check out our full CoinOut review to learn more.

13. Dosh

With Dosh, there are no codes to scan or receipts to upload. Instead, you’ll just earn automatic cash back at lots of nearby locations after you link your credit card.

It’s pretty cool to get bonus cash back at places like Shake Shack — we were gonna eat there anyway!

But where Dosh is perhaps most interesting is in booking hotels. When you book through the app, you can get up to 40% cash back at 600,000 hotels!

14. Permission Research (Desktop)

Permission Research will send you a $10 Visa gift card after you install their software and keep it on your Windows computer for a week. After that, you’ll earn $10 for every month you keep it installed ($120/year).

Safety in numbers: More than 2 million users share their computer usage and browsing habits through this service.

15. Miles

The new Miles app gives you “frequent flyer miles” for all the travel you do, whether walking, biking, driving, riding, or flying.

By letting the app track your location data, you’ll earn free points that can be redeemed for gift cards. This one may be best for heavy commuters though — it takes 5,000 miles to earn a $3 Amazon gift card.

For most users, that will amount to $6-20 a year.

At press time, you can get 4,000 bonus miles when you join through my referral link. To learn more, check out our full Miles app review.

16. Evidation

The Evidation app partners up with health companies for market studies. You get to be a part of cutting edge medical research, and get paid for it.

You can earn money by:

tracking steps
sleeping
logging meals
opting into challenges
completing surveys
tweeting
and more

Evidation connects with apps like Apple Health, Samsung Health, Fitbit, Strava, MyFitnessPal, and Garmin.

Earn $10 for every 10,000 points, and cash out through PayPal or straight to your bank account.

17. Capital One Shopping

The free Capital One Shopping browser extension does a few things for you:

Alerts you of better prices while you’re shopping at Amazon
Automatically applies coupons when you’re checking out online
Gives you rewards you can cash out for gift cards as you shop

Where the data sharing element comes in is with the Price Protection feature. To opt in for that, you have to link your email account. Then, Capital One Shopping “reads” your e-commerce receipt emails, and notifies you if the price drops on anything you bought.

If the purchase is eligible for any sort of price protection guarantee from that store, Capital One will help you claim it.

I’ve had it installed for a while, and have saved over $300 so far as a result.

(You don’t need to bank with Capital One to use it, either.)

What’s the Best Way to Get Paid for Your Data?

While there are lots of ways to monetize your data, none of them will make you rich. Even if you did everything on this page, it may only realistically add up to around $500 a year.

Which option (or options) is best for you depends on your comfort level in sharing personal data online, and whether or not the rewards are worth it for you.

I use many of these apps myself, and see it as a fun and relatively non-intrusive way to make some extra money.

Any good ones I missed? Let me know in the comments below!

Alternatives to Making Money from Your Data

As far as side hustles go, getting paid for your data is only one option. Here are some alternatives to consider that may require a bit more work to get started, but have better earning power.

Market Research Studies

You can find several companies that facilitate online and in-person consumer research studies and focus groups.

My personal favorites are:

User Interviews, where payouts typically range from $50-200 an hour. Here’s our full User Interviews review.
Respondent, where the average pay rate is $140 an hour. Here’s our full Respondent review.
Rare Patient Voice, a platform for paid medical research.

Credit Card Rewards

You’ve got to promise to use this strategy responsibly, but it’s made my wife and I thousands of dollars.

Credit cards like the Capital One Quicksilver Cash Rewards Credit Card offer a $200 sign-up bonus after you spend $500 in your first 3 months — with no annual fee. That’s up to 40% cash back!

Learn more here.

If you know you’re gonna spend $500 in the next 3 months, that’s #freemoney. This card also gives you one of the highest cash back rates, with unlimited 1.5% back on every dollar you spend.

Related: Credit Card Rewards 101: How to Earn Free Cash and Travel by Spending Smarter

Real Estate Investing

Rental real estate is one of the oldest side hustles in the books, and is still viable today.

If your local market is too expensive, take a look at Arrived, a cool online marketplace built for busy investors. For as little as $100, you can buy shares of cash-flowing rental properties.

Hands-Off Rentals


Arrived | Cash Flowing Rentals

4.5
Pros:
Earn quarterly dividendsCompletely hands-offLow minimum investment ($100)
Cons:
Limited liquidityNot super diversifiedListings can sell out quickly

We earn a commission if you sign up, at no additional cost to you.

My friend Dustin Heiner built up his rental portfolio and was able to retire before 40 on the cash flow.

Reselling Furniture Returns

As a part-time Sharetown rep, you’ll pick up gently-used furniture returns from direct-to-consumer brands.

Since the items aren’t new, the companies can’t really take them back and resell them — but you can. The Sharetown reps I’ve connected with report earning $150-250 per item.

And the cool part is the inventory doesn’t cost you anything until it sells.

Highest Earning Power


Become a Sharetown Rep

4.0

Sharetown reps make money by reselling gently-used furniture and bed-in-a-box mattresses. Top reps earn $4000+ per month.

Pros:
Low startup costsGreat earning powerNo hunting for inventory
Cons:
Requires a truck or SUVBulky items to storeNot available in all areas

Check out our full Sharetown review to learn more.

Serious About Making Extra Money?

Start Your Free $500 Challenge. My free 5-day email course shows you how to add $500 to your bottom line.
Join the free Side Hustle Nation Community. The free Facebook group is the best place to connect with other side hustlers and get your questions answered.
Download The Side Hustle Show. My free podcast shares how to make extra money with actionable weekly episodes.

The award-winning Side Hustle Show is a
Top 10 Entrepreneurship podcast
with over 1,200 5-star ratings!

Listen in your favorite podcast app or directly in your browser.


Frequently Asked Questions

Can you get paid for your data?

Yes, you can get paid for your data by installing tracking apps on your computer and smartphone. These apps monitor your behavior and location in the background, and in exchange, pay you. The rates are usually in the range of $10-50 per year.

How much can you make sharing your data?

While there are several companies that will pay for your Internet and mobile data usage, none will make you rich. At best, serious data sellers can earn around $500 a year.

What companies will pay you for your data?

Many reputable companies will pay you for your data, including Comscore, Nielsen, Capital One, and Fetch Rewards.