December 3, 2024

Working From Home & Health

Working from home making money online is for me, the best thing since sliced bread. No commuting, no office politics, and no big brother watching me from above. When I started though I didn’t half put on some unwanted weight. Plus I even felt quite lethargic all the time. My body needed something, and needed it every day.

One huge difference of course when working from home is that, by very nature of the job you don’t really walk about that much do you, with the longest stretch probably being from the kitchen to the converted bedroom office. And if you’re really naughty you will be tucking into a cup of tea with several of your favourite fatty biscuits every hour.

Well this needn’t be the case you know. If you’re stuck in front of the computer for eight hours with a few walks to the kitchen in between to get some fatty food, then that ain’t good.

I have my own website business and I work from home and here’s what I think will help you give your bum a rest and more importantly, get your body back into shape while still getting the work done.

If you have a juice extractor, get a good nutritious juice inside you first thing while you sit and ponder for about 20 to 30 minutes. Work from 8am to 10.30am. Break for 30 mins and take a brisk walk to the nearest shops to get a paper or whatever you need. Work from 11am to 1pm. Go for a long and brisk walk, or do some form of exercise. Have a light salad or lunch like Greek yoghurt with honey and chopped apples and banana. Work from 2pm to 5pm. Go for a bike ride or other form of exercise for 30 mins or so. Working day finished.

Ok, you get the rift. When lethargy sets in, exercise is the answer, certainly not an afternoon nap which only makes you feel worse. Freshly extracted juice will give you far more nutrition and health than a pasty ever could.

Making money on the internet is great but your body will always need exercise each and every day and with this excercise you will find that working is somehow easier and better.

Working From Home Can Affect Your Home Insurance

Home insurance is an absolute must for anyone who owns his or her own home. It can effectively afford you a degree of protection should anything ever happen to your home and its contents. However, if you work from home or have your own home-based business then you need a little something extra – home business insurance.

Regular home insurance does not cover you for business equipment either in or outside of the home because it is for commercial rather than personal use. However, you are unlikely to need full business insurance because the scale of the business is contained within your own home and thus will not suit your needs. Home business insurance should fit your needs, but there is key information that you need to know before exploring your policy options.

There are several elements that are included in home business insurance or business home owners insurance but not in regular home insurance. For example, you won’t only need to cover your own equipment; you will also need to provide cover for any items belonging to others that may be kept on your premises. This element will cover you throughout the duration of your policy in case of loss theft or damage. Business home owners insurances policies also usually offer you the option of selecting personal liability cover as well. That is designed to protect you should any of the individuals that visit your house for meeting and appointments have an accident and decide to sue. This is definitely not covered in home insurance but, because of the suing culture that we live in, is a must if you have people related to your business over on a regular basis.

Home business insurance or business home owners insurance tends to cover over and above the items listed below:

1. It effectively increases the limit that you can claim as far more personal property is actually covered under home business insurance. In short, the amount you can claim per year will significantly increase.

2. Some home insurance policies don’t cover personal property away from home but business home owners insurance does, and effectively increases the amount of cover you have if it does happen to be covered under your home insurance.

3. If you have home business insurance then any credit card coverage on that policy will cover your business card as well as your personal one. Home insurance policies only cover personal cards.

4. There is a specific amount of cover in place for property that is in your home but does not belong to you.

5. Your business accounts are also covered. There will be a limit put on the amount payable, but should your accounts be destroyed then you won’t actually lose out.

6. The personal liability coverage, as mentioned above, covers personal injury, any products produced and incidental contractual ability.

Home insurance does not cover business but business home owners insurance does cover your household. Your existing home insurance company may offer home business insurance, in which case it may just be possible to upgrade. When you weight the risks against the cover though, this home business insurance does make sense.